Smart Family

If you want to have a smart family, there is one very important factor that you have to do is to manage your finances wisely. What can you do? Maybe the tips as mentioned below you can use as a rule of thumb: Image: blogs.extension.org 1. First priority and foremost: pay off your consumer debt as soon as possible. The sooner the better. 2. Check your expenditure mortgage debt, is the amount of <= 30%? If so, it means your debt load is too heavy and not risk paid off. 3. Priority number two, saving at least 10% of earnings. The higher the better. 4. Do not put too much money in savings. After heading the Emergency Fund in the amount of 5-6xs monthly expenses are met, invest!

Internet is a fantastic tool to get information, entertainment, and many more; however there is still a lot of dangerous websites that can make our children in jeopardy, so you need to keep your children safe while surfing the internet? Do you need to restrict employees to company websites? Do you need to monitor hours spent by children/employees on the internet? With e-Parental-Control the above tasks are possible. Why? Click Here to find the real information. Be a smart parent now!